Information has been changing quickly on resources and requirements related to COVID-19.
As information is confirmed, we will provide updates. If you have any questions or need assistance finding answers, please contact us.
PA Plan - "Process to Re-Open":
Currently proposed as a three phase process, with "red", "yellow" and "green" phases.
Links to Resources:
The CARES Act was signed into law March 27, 2020. It includes several provisions of interest for businesses and employers, including funding options and enhanced unemployment compensation.
UC for Self-Employed
Please Note: The CARES Act did authorize Unemployment Compensation for the self-employed and independent contractors known as Pandemic Unemployment Assistance. (PUA)
The application is NOW available and is a separate application.
As of 4/18/20 the on-line application is experiencing difficulties. L&I is working to fix them. Updates on L&I website.
As part of the CARES Act, unemployment benefits are being expanded to provide an additional $600 per week beginning the week ending April 4, 2020, through the week ending July 25, 2020. This temporary emergency increase in benefits is referred to as the Federal Pandemic Unemployment Compensation (FPUC) program. On April 10th, PA Labor and Industry issued the first $600 payments. All eligible claimants that filed biweekly claims for the week ending April 4 and who received their regular UC payment should expect to see the additional money either Tuesday or Wednesday of this week.
For other eligible claimants who have not yet received a regular UC payment, they will receive the extra $600 the week after receiving their first UC payment.
Please Note: Anyone who currently has federal withholding tax taken out of their benefits will see the same 10% reduction in the FPUC payment, resulting in a $540 payment. For information about changing your withholding election, visit L&I’s Taxes on Benefits page. The $600 is paid separately from the biweekly UC benefit, and residents do not need to apply. Visit the department’s FPUC frequently asked questions for more information.
A Shared-Work plan allows an employer to temporarily reduce the work hours of a group of employees and divide the available hours equally rather than laying off any employees. Employees covered by a Shared-Work plan receive a percentage of their Unemployment Compensation (UC) Weekly Benefit Amount (WBA), while they work the reduced schedule, if they are otherwise eligible for UC.
Extra 13 Weeks
The CARES Act provides an additional 13 weeks of unemployment compensation, including for workers who exhaust their regular unemployment benefits. Claimants will be eligible for Pandemic Emergency Unemployment Compensation (PEUC) from the week beginning March 29, 2020, through the end of the year. PA is awaiting additional federal guidance about the program and will provide an update when information is available.
Additional Information for workers impacted by COVID-19:
• Employment Benefits Webpage
• Employment Benefits Guide
• Frequently Asked Questions
• Tips for Filing an Initial UC Claim
• Start a New Claim Video
The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. The Department of Labor’s (Department) Wage and Hour Division (WHD) administers and enforces the new law’s paid leave requirements. These provisions will apply from the effective date through December 31, 2020.
The Small Business Administration has options available for small businesses in need of funding due to issues related to COVID-19. Please Note: As of April 16th - SBA announced that new EIDL and PPP applications are not being accepted due to depleted funds. Legislation to authorize additional funds is under discussion.
Please Note: Each business should review the options available and look at their own situation to determine which options may be best for your business. You may also want to consult your accountant for their guidance. Each option has different loan payment terms and interest rates.
Economic Injury Disaster Loan (EIDL) - This loan includes an option for a possible advance of up to $10,000 to provide economic relief to businesses. The loan advance will not need to be repaid. Please Note - the funds must be spent on EIDL allowable costs for your business, and you must keep documentation as proof. There is a 30 year term for payment that can be paid off early with no penalty. Apply here.
Payroll Protection Program (PPP) - The PPP is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The program provides loan forgiveness for retaining employees by temporarily expanding the traditional SBA 7(a) loan program. You must apply through a SBA 7(a) approved lender. This loan must have any portion that is not forgiven - paid in full within 2 years.
SBA Express Bridge Loans - This loan enables small businesses with a business relationship with an SBA Express Lender to access up to $25,000 quickly. This will provide eligible businesses with up to $25,000, in a fast turnaround time, and will be repaid in part or in full from
SBA Debt Relief - This program provides debt relief to eligible businesses by covering the principal, interest and fees of current and new customers.
If you have any questions on COVID-19 and your options for funding, please contact us.
DAIRY FARM RESOURCES
Center for Dairy Excellence
The Center for Dairy Excellence has compiled an extensive list of COVID-19 resources for Dairy Farmers.
COVID-19 Financial Help
Available Options for Business Funds:
Economic Injury Disaster Loan
Payroll Protection Program
Line of Credit - Request or Expand
Rent/Mortgage - Request Deferment
Credit Cards/Loan Payments -Defer
INTERNAL REVENUE SERVICE
Economic Impact Payment
The payments, also referred to by some as stimulus payments, are automatic for most taxpayers. No further action is needed by taxpayers who filed tax returns in 2018 and 2019 and most seniors and retirees. Additional Information.
Tax Relief for Businesses
Information on tax credits related to COVID-19 is available on the IRS website:
If you believe you may have been exposed to COVID-19 in your workplace, you may be eligible for Workers' Compensation (WC) by either:
Notifying your employer to file a typical "disease-as-injury" WC claim, which requires you to provide medical evidence that you were exposed to COVID-19 in the workplace
Notifying your employer to file an "occupational disease" WC claim, which requires you to show that COVID-19 is occurring more in your occupation/industry than in the general population
PA Call to Action Portal
Pennsylvania has launched a on-line resource for manufacturers. The Pennsylvania Manufacturing Call to Action Portal is available to:
• Match manufacturers and distributors to fill specific supply chain needs to meet increasing demands for medical supplies and related products.
• Assist manufacturers that have workforce needs or gaps and aid them in identifying skilled workers.
• Identify manufacturers that can pivot or innovate to fulfill the demand for medical supplies and related products.